Fix Mold and Asbestos…

And Save Money on Energy Costs

You want your home to be safe, comfortable, and energy efficient. However, many homes have mold or asbestos that can cause health issues and prevent energy improvements from happening. Now, with a Smart-E loan, you can remediate these dangers while saving money!

Limited-time health & safety special offer:
          • No money down
          • Finance up to $25,000
          • Add other energy-saving improvements (see below)

Eligible Health & Safety Improvements:

          Mold Before many money-saving improvements can be made, it’s
          important to remediate mold issues.

          Asbestos –  Homes built before 1980 are more likely to contain
          asbestos, possibly wrapping pipes or ductwork.

The Connecticut Green Bank – in partnership with Energize CT and select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

Loan Terms* 5 years 7 years 10 years 12 years
APR 4.49% 4.99% 5.99% 6.99%

*15 and 20 year terms are available. Lender participation varies.

Whether you are looking to improve the comfort of your home, lower your energy costs, or increase your home’s value, a Smart-E Loan makes it easy!

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.

 

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.

The Smart-E Loan can be used for over 40 home energy improvements, from insulation to windows, HVAC to solar PV.

  1. Find a Contractor to discuss your energy improvements.
    If your contractor is not on the approved list, they should contact [email protected] for Smart-E training.

    Using multiple contractors?
    Select one to act as your general contractor. They will help facilitate this process for you.

  2. Select your bundle.
    Your contractor will work with you to be sure the improvements meet our eligibility requirements.

  3. Get pre-approved by a participating lender.
    Apply directly with your selected lender before your contractor begins the project.

  4. Close your loan with your lender.
    Your lender will reach out to schedule a loan closing once the project is approved.

  • Property must be located in Connecticut
  • Property must be owner-occupied
  • Property must be a 1 to 4 unit residential building
  • Condominiums must be individually metered

Choose from these local lenders covering all of Connecticut. Click below to learn more about each institution’s service area, rates and special offers. Apply today!

 

capital4change-horizontal-200x100_1 www.capitalforchange.org
(860) 233-5165
smart-e-lenders-cfc-map

coreplus.org
(860) 886-0576

https://bankeasternct.com/
(860) 889-7381
smart-e-lenders-eastern

ion-bank-200x100 www.ionbank.com
(203) 729-4442
smart-e-lenders-ion

mscu_logo_200 www.mscu.net
(800) 761-2400
smart-e-lenders-mutual-200

nutmeg-logo-200x100 www.nutmegstatefcu.org
(860) 513-5000
smart-e-lenders-nutmeg

patriotbank_200 www.pnbk.com
(203) 252-5913
smart-e-lenders-patriot

thomaston-savings-logo-200x100 www.thomastonsavingsbank.com
Local: (860) 283-1874
Toll-Free: (855) 344-1874
smart-e-lenders-thomaston

union-savings-logo-200x100 www.unionsavings.com
(203) 830-4200
smart-e-lenders-union