Smart-E Bundles

Smart-E Bundles

Introducing the Smart-E Bundle Loan!

Offered at 2.99% for a limited time. With a Smart-E Bundle Loan, you can upgrade the comfort of your home with green energy solutions – and save money! Applying is as easy as child’s play, so don’t miss out on this opportunity to save.

CT Green Bank – in partnership with Energize CT, select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

For a limited time, a special rate of 2.99% APR* is available for a 5, 7, or 10-year loan when you combine two or more qualifying home upgrades. Click on the Qualifying Smart-E Bundle Loan Upgrades section below to see a list of Qualifying Bundles.

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.

The Smart-E Bundle Loan is available for a select combination of bundled home upgrades, as seen in the chart below.

High efficiency HVAC Bundles

Pair a high efficiency boiler or furnace with any of the following:

Attic, wall or floor insulation
Heat Pump*
Solar PV
Home Energy Solutions (HES) Core Services Bundle

Participate in HES and install any of the following:

Attic, wall or floor insulation
Heat Pump*
High efficiency boiler or furnace
Solar PV Bundles

Go solar and add any of the following:

Attic, wall or floor insulation
Heat Pump*
High efficiency boiler or furnace
Tankless or indirect water heater
Electric Vehicle Charging Station
Central Air Conditioning
Energy efficient windows
Insulation Bundles

Install attic, floor, or wall insulation and add any of the following:

Energy efficient windows
Heat Pump*
High efficiency boiler or furnace
Solar PV
Tankless or indirect water heater

* Heat pumps include air source hot water heater, ductless mini splits, and geothermal.

The Smart-E Loan can be used for single-measure home improvements as well – over 40 energy improvements are eligible! Click Here for more information.

  1. Find a Contractor to discuss your energy improvements.
    If your contractor is not on the approved list, they should contact [email protected] for Smart-E training.

    Using multiple contractors?
    Select one to act as your general contractor. They will help facilitate this process for you.

  2. Select your bundle.
    Your contractor will work with you to be sure the improvements meet our eligibility requirements.
  3. Get pre-approved by a participating lender.
    Apply directly with your selected lender before your contractor begins the project.
  4. Close your loan with your lender.
    Your lender will reach out to schedule a loan closing once the project is approved.
  • Property must be located in Connecticut
  • Property must be owner-occupied
  • Property must be a 1 to 4 unit residential building
  • Condominiums must be individually metered

Convert to natural gas and save

For a limited time you can receive a 2.99% interest rate at 5 year, 7 year, or 10 year term for an oil or propane conversion to natural gas when paired with a high efficiency boiler or furnace!

Install a new heat pump and save

For a limited time you can receive a 2.99% interest rate at 5 year, 7 year, or 10 year term for the installation of qualifying heat pump technology including: ductless mini splits, air source heat pumps, heat pump hot water heaters, and geothermal/ground source heat pumps.

Participating lenders may vary, click here to find a lender near you.